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Life Insurance Services
PEOPLE FIRST POLICIES.
At
Biaggi Life, our focus is on helping individuals and families understand and obtain life insurance that fits their needs. Each client is unique, and we take the time to explain available options so you can make an informed decision.
Check us out on YouTube
Located in Santa Rosa
Our Philosophy
Transparency
Our process and policies are straightforward. We outline each step in the process and clarify expectations as part of our dedication to providing top-notch, reliable service.
Choice
As an independent agency, we are not limited to a single company. This allows us to review multiple carriers and highlight policies that may align with your goals and budget.
Hassle-Free
Acquiring life insurance is an important decision to make. We want you to feel confident in your purchase, and that's why we offer zero obligation consultations to help you determine your needs.
Our Process:
01 Schedule Your Review
02 Explore Coverage Options
03 Complete the Application
04 Underwriting
Simple and Secure
At
Biaggi Life, we aim to make the application process as straightforward as possible. Many carriers allow the use of DocuSign for electronic signatures, making it easy to complete paperwork securely from home.
Who Are We. Our Experience.
At Biaggi Life, life insurance is our specialty.
For more than four decades, founder Frank Biaggi has been dedicated to helping individuals and families secure competitive, tailored life insurance coverage.
Our Approach
- Licensed, independent guidance
- Access to policies from reputable carriers
- Clear explanations of modern benefits, such as:
- Living benefit riders that allow access to funds in the event of a chronic illness
Why Choose Biaggi Life
- Over 40+ years as a licensed life agent-broker professional
- Proudly serving clients in multiple states
- Commitment to staying current with industry changes
- Confidence that your coverage decisions are well-informed
1 billion written in life insurance death benefits
1500+ policies issued
30+ years of agency and leadership experience within the life insurance industry
Licensed in multiple states and able to obtain additional licenses as needed to serve clients nationwide
"Family is not an important thing. It's everything."
Michael J. Fox
At Biaggi Life, we believe protecting family and legacy should be simple and accessible. That’s why we connect clients with reputable insurance carriers offering flexible life insurance options.
Whether you’re starting a new policy or maintaining existing coverage, we provide access to plans designed to meet today’s needs, including features that can support you during life, not just afterward.
Call us now at (707) 584-3482 to speak with
a licensed life insurance agent-broker.
Insurance That Protects More Than Just Your Life
At Biaggi Life, we specialize in strategies that go beyond basic coverage. Our focus is on building smarter, more flexible solutions — from permanent insurance with minimum premiums priced like term to policies that include living benefits for chronic and critical illness riders.
We help you protect your family, your health, and your future with a full range of options, including:
- Life Insurance
— term, universal, indexed, and permanent coverage.
- Long-Term Care Insurance — traditional and hybrid plans to cover extended care needs.
- Medicare Supplement & Medicare Advantage Plans — reliable healthcare coverage for retirement.
- Annuities
— income stability and market protection for your financial future.
- Dental Insurance — affordable coverage for preventive care and major dental expenses.
At Biaggi Life, we don’t just sell policies — we tailor solutions that make a difference when it matters most.
Guidance on Your Schedule
When you contact Biaggi Life, we’ll arrange a convenient time to review your life insurance needs, whether by phone or virtually.
During this review, we’ll focus on understanding your situation and goals.
From there, we can share policy options available through our licensed carrier relationships so you can compare features and make an informed choice.
Experienced, Independent Life Insurance Professionals
With decades of experience, Biaggi Life specializes in helping clients explore competitive life insurance options, including policies with modern features like living benefits. Our independence means we’re not tied to a single carrier, so we can highlight policies that align with your needs and budget.
Our goal is straightforward: provide clear information and reliable options so you can decide what works best for you and your family.
Life Insurance Services & Claims Guidance
At Biaggi Life, our commitment goes beyond helping you choose a policy.
If it comes time to file a claim, we’re here to provide guidance on the steps involved and direct you to the appropriate carrier resources.
Our role is to make sure you understand the process and feel supported while working with the insurance company to access your benefits.
Our Blog: Real Experience. Real Perspective.
Unlike generic blogs, these articles are based on videos created by Frank Biaggi — a seasoned insurance professional with decades of hands-on experience.
Life Insurance Guidance Backed by Decades of Experience
Helping You Protect What Matters Most
Biaggi Life provides independent life insurance guidance, helping clients understand available options and choose coverage that aligns with their goals and budget. Our role is to simplify the process and connect you with carriers we’re contracted with so you can make an informed decision.
If you’d like to explore your options or review an existing policy, give us a call. We’ll answer your questions and outline the next steps clearly.
