AD&D Insurance in Sacramento
Accidental death and dismemberment (AD&D) insurance allows you to make sure that your family members and dependents will receive financial support in the case that you die or are disabled and cannot work.
This coverage can help cover the costs of final expenses such as funerals and any outstanding debts, as well as long-term care, and loss of livelihood.
If you are interested in finding out more about accidental insurance, get in touch with the brokers at Biaggi Life LLC today and set up a consultation. Call us now at (707) 584-3482.Call Now!
Understanding AD&D Insurance
When you buy accidental death and dismemberment insurance, you are purchasing financial coverage in the event of your death. It will also support you should you lose your vision, hearing, speech, or a limb.
To receive premiums, you or your dependents must prove that your injuries or death were the direct result of an accident. For more information on AD&D insurance and if it is right for you, be sure to set up a consultation with our brokers today. We’ll give you all the information you need to make an informed decision.
Biaggi Life LLC’s AD&D Consultation Process
Understanding different insurance packages can be confusing, and accidental death insurance is no exception. That’s why our certified professionals are here to walk you through a complete consultation process pre-purchase.
Accidental death insurance provides you and your beneficiaries a certain amount of money should you die or be dismembered in an accident. You may choose to pay for such a package as a stand-alone option, but most people want it as an addition to their regular life insurance package.
We welcome people of all ages and backgrounds to come and talk to us about AD&D insurance.
Accidental Death and Dismemberment Coverage Options
When it comes to accidental death and dismemberment insurance, there are a few different coverage options. Each gives a certain level of protection to your loved ones should the unthinkable happen.
The coverage you receive will vary depending on several factors, including:
- Nature of the accident
- Extent of the injuries
- Amount already paid in premiums
AD&D Costs, Claims, and Payouts
Typically, you can add accidental death and dismemberment insurance to your existing life insurance policy, which may be well worth it if you have a high-risk job or lifestyle. Payouts are tax-deductible and receivable either monthly or as a lump sum. In the event of a death, the beneficiaries will receive a lump sum by default.
The Best Rates on AD&D Insurance in Sacramento
Accident insurance is not always top of mind, but it’s a good backup should things go wrong.
Moreover, it can bring you peace of mind should you choose to engage in a higher-risk lifestyle.
Biaggi Life LLC is well-versed in the ins and outs of insurance coverage and is proud to deliver trusted recommendations, competitive rates, and friendly, top-of-the-line service.
If you’re seeking AD&D insurance in the Sacramento area, reach out to us at (707) 584-3482 today, and we will schedule a consultation right away!