Providing Quality Life Insurance Policies in Santa Rosa, CA Since 1980

Biaggi Life is a licensed independent life insurance agent/broker working in brokerage distribution with over 30 years of experience. We can broker policies with over 45 of the top life insurance companies, giving you access to a wide range of options.


  • 30+ years of experience
  • 45+ top insurance carriers
  • Serving California and select other states (Arizona, Idaho, Iowa, Massachusetts, Nebraska, and Texas)

Providing Quality Life Insurance Policies in Santa Rosa, CA Since 1980

Biaggi Life is a licensed independent life insurance agent/broker working in brokerage distribution with over 30 years of experience. We can broker policies with over 45 of the top life insurance companies, giving you access to a wide range of options.

  • 30+ years of experience
  • 45+ top insurance carriers
  • Serving California and select other states (Arizona, Idaho, Iowa, Massachusetts, Nebraska, and Texas)
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Insurance Products

A complete range of insurance plan

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Fast and Efficient

Claims & Insurance Assistance

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Licensed Insurance Professional

Life and health insurance service

Why Biaggi Life?

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1 billion written in life insurance death benefits

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1500+ policies issued

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30+ years of agency and leadership experience within the life insurance industry

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Licensed in multiple states and able to obtain additional licenses as needed to serve clients nationwide

Life Insurance Services

At Biaggi Life, our focus is on helping individuals and families understand and obtain life insurance that fits their needs.

Each client is unique, and we take the time to explain available options so you can make an informed decision.

Our Process

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01 Schedule Your Review

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02 Explore Coverage Options

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03 Complete the Application

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04 Underwriting

Simple and Secure


At Biaggi Life, we aim to make the application process as straightforward as possible.


Many carriers allow the use of DocuSign for electronic signatures, making it easy to complete paperwork securely from home.

Book a Virtual Meeting

What People Say About Us - Reviews

★★★★★

My experience with Frank started when he was in Omaha, NE at least 25 years ago. 


His efforts to find the best fit products for me are unmatched. 

Rodney H.

★★★★★

Frank has been my insurance agent for many years. He has always provided excellent advice and service. 


He encourages me to call whenever I have questions and he responds to my calls quickly.

James



★★★★★

We have dealt with Frank for at least 30 years and we are very satisfied with his service.

Rodney H.

★★★★★

I have been with Frank for over 25 years. He has always looked put for my best interest.


If I have any questions, Frank has been there to answer them.

Dorothy, from Nebraska

Our Philosophy

Check us out on YouTube

Located in Santa Rosa, California

Term Insurance vs Indexed Universal Life: Is There a Bias Short pt. 1

Term vs Perm: Flexibility Factor

The Achilles Heel of Term Life Insurance pt. 1 Full Video

Term Insurance vs Indexed Universal Life: Is There a Bias Short Full Video

Who Are We. Our Experience.

At Biaggi Life, life insurance is our specialty.


For more than four decades, founder Frank Biaggi has been dedicated to helping individuals and families secure competitive, tailored life insurance coverage.


Our Approach


  • Licensed, independent guidance
  • Access to policies from reputable carriers
  • Clear explanations of modern benefits, such as:
  • Living benefit riders that allow access to funds in the event of a chronic illness


Why Choose Biaggi Life


  • Over 40+ years as a licensed life agent-broker professional
  • Proudly serving clients in multiple states
  • Commitment to staying current with industry changes
  • Confidence that your coverage decisions are well-informed


Download Our

Life Insurance eBook

The ultimate guide to life insurance with a look at the benefits of indexed universal life
Download EBook

Life insurance can feel complicated, but it doesn’t have to be. That’s why we created this eBook series: to give you a clear, straightforward look at how modern life insurance works and how it can protect your family’s financial future.


Inside, you’ll discover:


  • The basics of how life insurance policies work
  • Why today’s policies offer more than just a death benefit
  • How riders like chronic illness benefits can provide living protection
  • Key factors to consider when reviewing or replacing an existing policy


Whether you’re exploring coverage for the first time or considering an update to your current plan, these guides will help you make a more informed decision with confidence.

Download Our Life Insurance eBook

Life insurance can feel complicated, but it doesn’t have to be. That’s why we created this eBook series: to give you a clear, straightforward look at how modern life insurance works and how it can protect your family’s financial future.


Inside, you’ll discover:


  • The basics of how life insurance policies work
  • Why today’s policies offer more than just a death benefit
  • How riders like chronic illness benefits can provide living protection
  • Key factors to consider when reviewing or replacing an existing policy


Whether you’re exploring coverage for the first time or considering an update to your current plan, these guides will help you make a more informed decision with confidence.

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"Family is not an important thing. It's everything."

Michael J. Fox

At Biaggi Life, we believe protecting family and legacy should be simple and accessible. That’s why we connect clients with reputable insurance carriers offering flexible life insurance options.


Whether you’re starting a new policy or maintaining existing coverage, we provide access to plans designed to meet today’s needs, including features that can support you during life, not just afterward.


Call us now at (707) 584-3482 to speak with

a licensed life insurance agent-broker.

Insurance That Protects More Than Just Your Life

At Biaggi Life, we specialize in strategies that go beyond basic coverage. Our focus is on building smarter, more flexible solutions — from permanent insurance with minimum premiums priced like term to policies that include living benefits for chronic and critical illness riders.


We help you protect your family, your health, and your future with a full range of options, including:


Life Insurance


term, universal, indexed, and permanent coverage

Long-Term Care Insurance


traditional and hybrid plans to cover extended care needs

Medicare Supplement & Medicare Advantage Plans


reliable healthcare coverage for retirement

Annuities


income stability and market protection for your financial future.

Dental Insurance


affordable coverage for preventive care and major dental expenses.

At Biaggi Life, we don’t just sell policies — we tailor solutions that make a difference when it matters most.

Guidance on Your Schedule

When you contact Biaggi Life, we’ll arrange a convenient time to review your life insurance needs, whether by phone or virtually.


During this review, we’ll focus on understanding your situation and goals.


From there, we can share policy options available through our licensed carrier relationships so you can compare features and make an informed choice.

Experienced, Independent Life Insurance Professionals

With decades of experience, Biaggi Life specializes in helping clients explore competitive life insurance options, including policies with modern features like living benefits. Our independence means we’re not tied to a single carrier, so we can highlight policies that align with your needs and budget.


Our goal is straightforward: provide clear information and reliable options so you can decide what works best for you and your family.

Life Insurance Services & Claims Guidance

At Biaggi Life, our commitment goes beyond helping you choose a policy. 


If it comes time to file a claim, we’re here to provide guidance on the steps involved and direct you to the appropriate carrier resources. 


Our role is to make sure you understand the process and feel supported while working with the insurance company to access your benefits.

Our Blog: Real Experience. Real Perspective.

Unlike generic blogs, these articles are based on videos created by Frank Biaggi, a seasoned insurance professional with decades of hands-on experience.

20 November 2025
Learn how to structure life insurance to meet SBA loan requirements and use it to your advantage. Discover smart strategies like 10-year terms, conversion options, and annual policy reviews tailored for business owners.
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3 November 2025
Term vs IUL: Uncovering Potential Biases in Life Insurance Choices
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2 November 2025
Term Life Insurance's Achilles Heel: Part 2

Life Insurance Guidance Backed by  Decades of Experience

Helping You Protect What Matters Most

Biaggi Life provides independent life insurance guidance, helping clients understand available options and choose coverage that aligns with their goals and budget. Our role is to simplify the process and connect you with carriers we’re contracted with so you can make an informed decision.


If you’d like to explore your options or review an existing policy, give us a call. We’ll answer your questions and outline the next steps clearly.

Call Now